Free 1-min QuickBooks Health Score Check

    Invoice Payment Fee Calculator

    Slide to your total monthly invoice volume and see what you'd pay in fees with Sphere, QuickBooks, and Wave.

    $
    $0$100,000+

    Estimated payment processing fees for that volume

    LOWEST PROCESSING FEES

    Sphere

    $80
    per month
    $960/yr

    QuickBooks

    $100
    per month
    $1,200/yr

    Wave

    $100
    per month
    $1,200/yr

    Based on ACH/bank transfer payments (Sphere's biggest fee advantage), assuming a typical invoice size of $2,000.

    Save $240/year on invoice payment fees switching from QuickBooks or Wave
    Paying by credit card instead?
    Sphere: $296/moQuickBooks: $299/moWave: $302/mo
    Wave charges even more for American Express — 3.4% + $0.60 per payment vs. 2.9% + $0.60 for other cards.
    Assumes a typical invoice size of $500. Card rates are close across all three providers — ACH is where Sphere saves you the most.
    See the full feature and pricing breakdown: Sphere vs QuickBooks · Sphere vs Wave