Sphere vs FreshBooks
Pricing, Payment Fees & Features
No client caps, no per-user fees, and lower invoice payment fees: 0.8% ACH vs. FreshBooks' 1%.
Sphere
FreshBooks
Sphere
FreshBooks
Lower Payment Processing Fees = More Money in Your Pocket
Invoice payment processing fees can add up fast. Here's how much you save with Sphere compared to FreshBooks, all processed through Stripe.
ACH / Bank Transfer Fees
For large payments, ACH bank transfers are the preferred method. But percentage fees can eat into your revenue, especially on $5,000+ invoices.
Credit Card Fees
For smaller or urgent payments, credit cards are convenient. Sphere offers the same low rate for all card types, including Amex.
Real Savings for Small Business Owners
A 3-person team billing more than 5 clients pays $65/month on FreshBooks Plus ($43 plan + 2 team members at $11). The same team pays $25/month on Sphere, saving $480 a year before counting lower ACH fees.
Why Choose Sphere?
No Client or User Caps
FreshBooks' pricing climbs as you add clients and team members. Sphere's $25 Basic plan includes unlimited clients and unlimited users.
Lower Fees, Backed by Stripe
Sphere's payment processing runs on Stripe, with a lower ACH rate than FreshBooks and no Amex surcharge.
AI-Powered
Ask Sphere's AI Financial Assistant anything about your numbers in plain English, from monthly profit to your biggest expenses.
Frequently Asked Questions
How much does FreshBooks cost?
FreshBooks' US plans are Lite at $23/month for up to 5 billable clients, Plus at $43/month for up to 50 clients, and Premium at $70/month for unlimited clients (regular prices). Each additional team member costs $11/month.
What are FreshBooks' invoice payment processing fees?
FreshBooks Payments charges 2.9% + $0.30 for most credit cards, 3.5% + $0.30 for American Express, and 1% for ACH/bank transfer payments. On a $10,000 ACH payment, that's $100 in fees.
Is Sphere cheaper than FreshBooks?
For most businesses, yes. Sphere's Basic plan is $25/month with unlimited clients and unlimited users. On FreshBooks, billing more than 5 clients requires the $43/month Plus plan, and each additional team member is $11/month. Sphere also charges 0.8% for ACH payments vs. FreshBooks' 1%, with no Amex surcharge.
Is Sphere a good FreshBooks alternative?
Yes. Sphere is a FreshBooks alternative with no cap on billable clients, unlimited users included, built-in card and ACH invoice payments powered by Stripe, lower ACH fees, and an AI financial assistant that answers questions about your data.
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