Sphere gives you unlimited invoices and users for $25/month. On Xero, unlimited invoicing starts at $59/month.
Xero's entry plan looks close to Sphere's price, but its invoice and bill limits push most growing businesses onto a more expensive plan.
Sending more than 20 invoices a month? Here's what each platform charges once you need unlimited invoicing.
Xero doesn't have a free plan. Sphere's Free plan lets you run your books at no cost and upgrade only when you need to.
Xero is a strong choice if you need multi-currency or inventory tracking. For US small businesses that want simple, modern books with invoicing and payments built in, Sphere does the job for less than half the price of Xero's Growing plan.
Xero's $27 plan stops at 20 invoices and 5 bills a month. Sphere's $25 Basic plan includes unlimited invoices and users.
Clients pay invoices by card or ACH right from the email. Processing is built right into Sphere and powered by Stripe.
Ask Sphere's AI Financial Assistant anything about your numbers in plain English, from monthly profit to your biggest expenses.
Xero's US plans are Early at $27/month, Growing at $59/month, and Established at $97/month (regular prices). The Early plan is limited to 20 invoices and 5 bills a month, so most businesses that invoice regularly need Growing at $59/month.
No. Xero offers a free trial but no free plan. Sphere has a Free plan that includes unlimited bank connections, 50 transactions a month, and 5 invoices a month at no cost.
Yes. Sphere's Basic plan is $25/month with unlimited invoices and unlimited users. Getting unlimited invoicing on Xero requires the Growing plan at $59/month, so Sphere costs $34/month less, or $408 a year.
Yes, for US small businesses that want simple, modern accounting. Sphere includes unlimited invoices and users on its $25/month Basic plan, built-in online invoice payments powered by Stripe, and an AI financial assistant that answers questions about your data. Xero is a strong fit if you need multi-currency or inventory features.

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